A bill to amend the Internal Revenue Code of 1986 to allow individuals to receive a premium assistance credit for insurance not purchased on an Exchange, and for other purposes.

Introduced in Senate
Health Care Options Act of 2017 

This bill amends the Internal Revenue Code to temporarily permit certain
individuals to use the premium assistance tax credit to purchase health
insurance outside of an exchange established under the Patient Protection and
Affordable Care (PPACA). 

The bill applies to individuals who reside in a rating area or county that the
Department of Health and Human Services has certified has no qualified health
plans offered through an exchange established under PPACA. 

Individuals residing in the areas or counties may use the premium assistance tax
credit through 2019 to enroll in a plan outside of an exchange if the plan is:
(1) authorized by the state in which the taxpayer resides to be offered in the
individual market, or (2) is a not-for-profit membership organization that is
organized and authorized under state law to accept member contributions to fund
health care benefits for members and their families. 

The bill prohibits advance payments of the credit from being made with respect
to the off-exchange plans and specifies reporting requirements for the plans.

Through 2019, the bill also exempts the individuals residing in the counties or
areas from the requirement to maintain minimum essential health coverage
(commonly referred to as the individual mandate).



  • Read twice and referred to the Committee on Finance. (Sponsor introductory remarks on measure: CR S2100-2101)

    Mar 29th, 2017
  • Introduced in Senate

    Mar 29th, 2017